If you dream of a Banana Bread that’s delightfully moist and turns into something unforgettable with a thick, luscious swipe of cream cheese frosting, you are truly going to fall for this Amazing Banana Bread Cake with Cream Cheese Frosting. This cake features layers of warm banana flavor, a soft crumb, and just enough tang from its signature topping to take your average banana dessert to a whole new level of wow. Whether you’re celebrating, need a cozy afternoon treat, or want a crowd-pleaser for any gathering, this recipe guarantees smiles, nostalgia, and a dangerously empty cake platter whenever you serve it.

Ingredients You’ll Need
This recipe transforms simple staples into something extraordinary, relying on quality ingredients and careful preparation. Each element adds its own magic, from the natural sweetness of ripe bananas to the luxurious creaminess of the frosting. Here’s your shopping list, complete with tips to help your Amazing Banana Bread Cake with Cream Cheese Frosting shine!
- Ripe Bananas: The riper, the better—dark speckled bananas provide the deepest sweetness and flavor, making the cake extra moist.
- Lemon Juice: A touch blended with banana preserves the color and adds brightness to the cake base.
- All-Purpose Flour: Offers the perfect sturdy-yet-tender texture; measure correctly for best results.
- Baking Soda: Reacts with the acidity to help the cake rise beautifully and stay fluffy.
- Salt: Enhances the natural flavors; don’t skip even if it’s just a pinch.
- Unsalted Butter: Used for both cake and frosting for the richest, creamiest base—make sure it’s really softened for easy mixing.
- Granulated Sugar: Sweetens the cake, highlighting natural banana notes without being overpowering.
- Eggs: Bind the ingredients and add richness; use large eggs at room temperature for best incorporation.
- Vanilla Extract: Pops up in both cake and frosting, lending warmth and depth of flavor.
- Buttermilk: The secret to an ultra-tender crumb and gentle tang that balances sweetness.
- Cream Cheese: The star of the frosting, giving it signature tang and silkiness.
- Powdered Sugar: Sweetens and smooths the frosting for a flawless finish.
- Chopped Walnuts or Pecans (optional): Stir in for a little crunch—they pair beautifully with both banana and cream cheese.
How to Make Amazing Banana Bread Cake with Cream Cheese Frosting
Step 1: Preheat and Prep Your Pan
Start by preheating your oven to 350°F (175°C)—this ensures even baking from the moment your cake hits the oven. Grease and lightly flour a 9×13-inch baking pan to help your Amazing Banana Bread Cake with Cream Cheese Frosting release easily and retain its irresistible shape. Feel free to line with parchment for added peace of mind.
Step 2: Mash Bananas and Add Lemon Juice
Select your ripest bananas; mash them thoroughly in a small bowl, then stir in the lemon juice. This keeps the banana mash looking appetizing and adds a subtle freshness to the finished cake.
Step 3: Combine Dry Ingredients
In a separate medium bowl, whisk together your all-purpose flour, baking soda, and salt. This allows the leavening agent and salt to be evenly distributed before meeting the wet ingredients, ensuring a uniform rise and delicate crumb.
Step 4: Cream Butter and Sugar
Grab a large mixing bowl and beat the softened butter and granulated sugar until pale, creamy, and cautiously fluffy—about 2 to 3 minutes. This step lays the foundation for a light-textured cake and is worth every minute of extra beating.
Step 5: Add Eggs and Vanilla
Beat in the eggs one at a time, mixing well after each addition. Each egg emulsifies the butter and sugar, resulting in a smooth batter. Add the vanilla extract at this stage for a burst of rich aroma that intensifies in the oven.
Step 6: Mix in Banana Mixture
Fold the mashed bananas with lemon juice into your creamed mixture. This is where the cake’s distinctive flavor and moistness truly begin to shine.
Step 7: Alternate Dry Ingredients and Buttermilk
With your mixer on low, alternately add the flour mixture and buttermilk to the batter, starting and ending with the flour. This gentle approach prevents overmixing, resulting in a tender, melt-in-your-mouth cake. Toss in nuts at the end if you’d like an extra crunch.
Step 8: Bake the Cake
Pour the batter into your prepared pan, smoothing the top with a spatula. Slide it into the oven and bake for 45–50 minutes, or until a toothpick inserted into the center comes out with just a few moist crumbs. Let your kitchen fill with the sweet scent of bananas and vanilla!
Step 9: Cool Completely
Patience pays off—let the cake cool completely in the pan on a wire rack. This helps the final texture settle and keeps the frosting from melting when applied.
Step 10: Make the Cream Cheese Frosting
In a clean bowl, beat together softened cream cheese and butter until totally smooth—no lumps here! Gradually sift in powdered sugar along with vanilla and a pinch of salt, beating until your frosting is irresistibly light and fluffy. This frosting is what gives your Amazing Banana Bread Cake with Cream Cheese Frosting that signature bakery finish.
Step 11: Frost and Chill
Spread the cream cheese frosting generously over the cooled cake, swirling as you wish. For neat edges and easy slicing, refrigerate the cake for about 30 minutes before serving. The wait is tough, but oh so worth it!
How to Serve Amazing Banana Bread Cake with Cream Cheese Frosting

Garnishes
Dress up your sliced cake with simple, beautiful touches. Sprinkle chopped walnuts or pecans for a rustic vibe, dust a little cinnamon over the top for warmth, or add banana chips for crunch. A few curls of white chocolate make it extra festive, especially for birthdays or brunches.
Side Dishes
This cake is wonderful served alongside fresh fruit—think sliced strawberries, raspberries, or even a little fruit salad. For an indulgent treat, pair it with creamy vanilla ice cream or a tall latte. For a lighter touch, a pot of herbal tea or a sparkling lemonade balances the richness perfectly.
Creative Ways to Present
If you’re entertaining, try cutting the Amazing Banana Bread Cake with Cream Cheese Frosting into small cubes and serve on skewers for a fun dessert platter. Another idea is to serve it deconstructed in parfait glasses, layering cubes of cake with frosting and fresh banana slices. For picnics, individual squares wrapped in wax paper are totally irresistible on-the-go.
Make Ahead and Storage
Storing Leftovers
Keep any leftovers covered and refrigerated—the moist crumb and creamy frosting mean this cake stays fresh for up to 4 days. To keep slices soft, store them in an airtight container, and consider placing a piece of parchment between layers to prevent sticking.
Freezing
You can freeze the Amazing Banana Bread Cake with Cream Cheese Frosting either frosted or unfrosted. To freeze, wrap slices or the whole cake tightly in plastic wrap and then foil. Frosted cake can be frozen for up to 2 months; just thaw overnight in the fridge before enjoying.
Reheating
If you prefer your cake slightly warm, you can microwave individual slices for about 10–15 seconds—just enough to gently soften without melting the frosting. Alternatively, set out slices at room temperature for 20–30 minutes before serving for the best texture.
FAQs
Can I make the Amazing Banana Bread Cake with Cream Cheese Frosting gluten free?
Yes, you can substitute a quality 1:1 gluten-free flour for the all-purpose flour. Make sure your blend contains xanthan gum, or add a bit yourself for best texture. The rest of the recipe remains unchanged, offering that perfect moist crumb.
What do I do if I don’t have buttermilk?
No problem! You can make a buttermilk substitute by adding 1 tablespoon lemon juice or white vinegar to a measuring cup, then filling with milk to reach 1½ cups. Stir and let it sit a few minutes—it’ll work great in this recipe.
Can I turn this cake into cupcakes or a layer cake?
Absolutely! For cupcakes, divide the batter into lined muffin pans and bake for 18–22 minutes. For a layer cake, use two 9-inch round pans; check for doneness after about 30–35 minutes. Assemble with generous layers of cream cheese frosting in between.
How ripe should the bananas be for the best result?
The bananas should be very ripe—think deep yellow skin with lots of brown spots or even almost black. The riper they are, the sweeter and more flavorful your Amazing Banana Bread Cake with Cream Cheese Frosting becomes.
Can I add chocolate chips to the batter?
Yes! Fold in up to 1 cup of chocolate chips or chunks at the end of mixing for a fun, extra-rich twist. Chocolate and banana are a classic combination, and it’s a delicious way to personalize your cake.
Final Thoughts
If you’re searching for a show-stopping, feel-good treat, don’t be surprised if you find yourself making the Amazing Banana Bread Cake with Cream Cheese Frosting again and again. Every bite is a cozy hug of banana flavor and creamy tang, guaranteed to impress and delight family and friends at any occasion. Be sure to slice yourself a generous piece—you’ve earned it!
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Amazing Banana Bread Cake with Cream Cheese Frosting Recipe
- Total Time: 1 hour 10 minutes
- Yield: 16 servings 1x
- Diet: Vegetarian
Description
Indulge in the deliciousness of this Amazing Banana Bread Cake with a luscious Cream Cheese Frosting. A moist and flavorful cake that’s perfect for any occasion!
Ingredients
For the Cake:
- 1½ cups mashed ripe bananas (about 3–4 bananas)
- 2 tsp lemon juice
- 2½ cups all-purpose flour
- 1½ tsp baking soda
- ¼ tsp salt
- ¾ cup unsalted butter (softened)
- 2 cups granulated sugar
- 3 large eggs
- 2 tsp vanilla extract
- 1½ cups buttermilk
For the Cream Cheese Frosting:
- 8 oz cream cheese (softened)
- ½ cup unsalted butter (softened)
- 4 cups powdered sugar
- 1½ tsp vanilla extract
- pinch of salt
Instructions
- Preheat your oven: Preheat oven to 350°F (175°C) and grease/flour a 9×13-inch pan.
- Mix bananas: Mash bananas with lemon juice.
- Prepare dry ingredients: Whisk flour, baking soda, and salt together.
- Cream butter and sugar: Cream butter and sugar until fluffy.
- Add eggs and vanilla: Beat in eggs one at a time, then add vanilla.
- Combine ingredients: Stir in banana mixture, alternating with buttermilk and dry ingredients.
- Bake: Pour batter into pan and bake for 45–50 minutes.
- Make frosting: Beat cream cheese and butter, then add sugar, vanilla, and salt.
- Frost cake: Spread frosting over cooled cake.
- Chill: Refrigerate before slicing.
Notes
- Use very ripe bananas for best flavor.
- Cake can be made a day ahead and refrigerated.
- Add nuts for extra texture if desired.
- Prep Time: 20 minutes
- Cook Time: 50 minutes
- Category: Dessert
- Method: Baking
- Cuisine: American
Nutrition
- Serving Size: 1 slice
- Calories: 420
- Sugar: 38g
- Sodium: 250mg
- Fat: 20g
- Saturated Fat: 12g
- Unsaturated Fat: 7g
- Trans Fat: 0g
- Carbohydrates: 58g
- Fiber: 1g
- Protein: 5g
- Cholesterol: 70mg