If your sweet tooth is calling and you’re craving something creamy, dreamy, and utterly nostalgic, Million Dollar Pie is the answer! This no-bake beauty is a classic Southern treat known for its luscious, tropical filling and worry-free prep. With a fluffy pineapple-coconut mixture nestled inside a crunchy graham cracker crust, it’s a slice of sunshine perfect for potlucks, family gatherings, or simply treating yourself to something special. The Million Dollar Pie’s irresistible combination of flavors will have everyone asking for seconds—and the recipe!

Ingredients You’ll Need
-
Graham Cracker Crust:
- 1 prepared graham cracker crust (9-inch)
Filling:
- 1 can (14 oz) sweetened condensed milk
- 1/4 cup lemon juice
- 1 can (8 oz) crushed pineapple (drained)
- 1/2 cup chopped pecans
- 1/2 cup sweetened shredded coconut
- 1 container (8 oz) whipped topping (thawed)
Garnish:
- Maraschino cherries for garnish (optional)
How to Make Million Dollar Pie
Step 1: Mix Condensed Milk and Lemon Juice
Start by grabbing a large mixing bowl. Pour in the sweetened condensed milk and freshly squeezed lemon juice, and whisk them together until the mixture is smooth and just a little thicker. The citrus works magic here, naturally thickening the milk and giving the base its signature tangy undertone. Don’t skip this part—it’s the foundation of your Million Dollar Pie’s creamy filling!
Step 2: Add the Pineapple, Pecans, and Coconut
Next up, fold in the drained crushed pineapple, chopped pecans, and sweetened coconut. Mix gently but thoroughly, making sure every bite gets an even distribution of juicy fruit, nutty crunch, and chewy coconut. This is where the classic tropical flavor comes to life and every spoonful starts looking like paradise.
Step 3: Fold In the Whipped Topping
Now, it’s time to bring that dreamy, fluffy texture to the filling. Gently fold in the thawed whipped topping until no streaks remain—this step is key for a light and airy pie. Be gentle here; overmixing can deflate the whipped topping and take away from the pie’s signature billowy texture.
Step 4: Fill the Crust and Smooth the Top
Spoon the entire mixture into your waiting graham cracker crust. Use a spatula to smooth the top for a picture-perfect finish. The creamy filling should fit just right, reaching all the way to the edges. If you want to get fancy, you can even make small decorative swoops or peaks in the topping for an extra inviting look.
Step 5: Chill Until Set
Patience pays off here! Cover your pie and refrigerate it for at least four hours (overnight is even better). This time in the fridge helps the Million Dollar Pie set to that perfect sliceable consistency and meld all the tropical flavors together. Don’t be tempted to rush—good things come to those who chill.
How to Serve Million Dollar Pie

Garnishes
To finish your Million Dollar Pie, top each slice with a bright maraschino cherry—or add a few along the whole pie for extra flair. For an especially festive look, try an extra dollop of whipped cream and a sprinkle of toasted coconut or extra chopped pecans. These simple touches turn each plate into a celebration!
Side Dishes
This no-bake pie shines alongside light and refreshing summer sides. Consider pairing each slice with a fresh fruit salad, a scoop of lemon sorbet, or a cup of iced tea. Since Million Dollar Pie is rich and dreamy, contrast it with something crisp and cool for a perfectly balanced dessert course.
Creative Ways to Present
Million Dollar Pie can be made in individual mini pie shells for personal desserts at potlucks and parties. Alternatively, serve it parfait-style in small dessert cups layered with graham cracker crumbs, extra whipped topping, and a cherry on top. However you serve it, the vibrant look and playful garnishes will always wow your guests.
Make Ahead and Storage
Storing Leftovers
If you find yourself with leftover Million Dollar Pie (lucky you!), simply cover the pie tightly with plastic wrap or store in an airtight container. It will keep wonderfully in the fridge for up to 4 days, maintaining its creamy texture and fresh flavor.
Freezing
For longer storage or an extra-chilled, icebox-style treat, Million Dollar Pie freezes beautifully. Wrap the pie well to prevent freezer burn and keep it for up to two months. Allow it to thaw slightly at room temperature before serving for easier slicing—a perfectly frosty, refreshing dessert on a hot day!
Reheating
This pie is meant to be served cold, so there’s no need (and no benefit) to reheating. If frozen, just transfer the pie to the refrigerator to thaw for several hours or overnight. Serve chilled straight from the fridge for the best texture and flavor.
FAQs
Can I use homemade whipped cream instead of store-bought whipped topping?
Absolutely! Homemade whipped cream gives a wonderful fresh flavor, just be sure to whip it to stiff peaks and fold it in gently. Keep in mind that it may not hold its shape as long as the non-dairy topping, so serve the pie within a day or two.
Is there a way to make Million Dollar Pie nut-free?
Yes! You can simply leave out the pecans for a nut-free version, or substitute with toasted sunflower seeds or more coconut for extra texture. The pie will still be deliciously creamy and crowd-pleasing.
Can I use fresh pineapple instead of canned?
Fresh pineapple can be used, but be sure to chop it finely and drain off any excess juice to avoid a watery filling. The canned variety is more traditional and blends smoothly into the creamy base.
How long does Million Dollar Pie need to chill?
For best results, let the pie chill for at least 4 hours—overnight is even better. This allows the filling to set fully and the flavors to meld for maximum delightful taste and easy slicing.
Can I make Million Dollar Pie ahead of time for a party?
Definitely! This is one of the reasons Million Dollar Pie is such a beloved recipe. Make it up to two days in advance, store in the refrigerator, and add the garnishes just before serving for a fresh, gorgeous presentation every time.
Final Thoughts
I’m always amazed at how a few humble pantry staples can come together to create something so irresistible as Million Dollar Pie. Whether you’re new to this Southern classic or it takes you right back to family reunions, I hope you give it a try soon. Trust me—after one bite, the Million Dollar Pie might just become your all-time favorite no-bake dessert!
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Million Dollar Pie Recipe
- Total Time: 4 hours 10 minutes
- Yield: 8 servings 1x
- Diet: Non-Vegetarian
Description
Indulge in the creamy, tropical flavors of this Million Dollar Pie. A luscious no-bake dessert that combines sweetened condensed milk, pineapple, pecans, and coconut in a graham cracker crust.
Ingredients
Graham Cracker Crust:
- 1 prepared graham cracker crust (9-inch)
Filling:
- 1 can (14 oz) sweetened condensed milk
- 1/4 cup lemon juice
- 1 can (8 oz) crushed pineapple (drained)
- 1/2 cup chopped pecans
- 1/2 cup sweetened shredded coconut
- 1 container (8 oz) whipped topping (thawed)
Garnish:
- Maraschino cherries for garnish (optional)
Instructions
- Mix Milk and Lemon Juice: In a large mixing bowl, combine the sweetened condensed milk and lemon juice until smooth and slightly thickened.
- Add Remaining Ingredients: Fold in the crushed pineapple, chopped pecans, and shredded coconut.
- Combine with Whipped Topping: Gently fold in the whipped topping until fully incorporated.
- Fill Crust and Chill: Spoon the mixture into the graham cracker crust and smooth the top. Refrigerate for at least 4 hours, or until set.
- Garnish and Serve: Garnish with maraschino cherries before serving if desired.
Notes
- For a more indulgent version, top with extra whipped cream and sprinkle with toasted coconut or more chopped pecans.
- This pie can also be frozen for a firmer, icebox-style texture.
- Prep Time: 10 minutes
- Cook Time: 0 minutes
- Category: Dessert
- Method: No-Bake
- Cuisine: American
Nutrition
- Serving Size: 1 slice
- Calories: 390
- Sugar: 30g
- Sodium: 160mg
- Fat: 22g
- Saturated Fat: 12g
- Unsaturated Fat: 8g
- Trans Fat: 0g
- Carbohydrates: 42g
- Fiber: 2g
- Protein: 5g
- Cholesterol: 15mg