Get ready to fall in love with this Baked Taco Dip! This crowd-pleasing favorite is pure comfort in a baking dish: layers of creamy, cheesy, tangy, and savory goodness, all baked until ooey-gooey and perfect for scooping with crispy tortilla chips. Whether you’re hosting family game night, throwing a potluck, or just craving a cozy snack, this Baked Taco Dip delivers all the bold taco flavor you love, in one irresistible bite. Trust me, one scoop and your guests will be asking for the recipe!

Ingredients You’ll Need
You’ll be amazed by how a handful of classic ingredients come together to create such a dynamic, flavorful dip. Each layer brings its own texture and bold taste, so don’t skip out—every component builds the perfect Baked Taco Dip experience.
- Ground beef: Brings hearty, savory flavor and protein—it’s the anchor of this satisfying dip.
- Taco seasoning mix: Packs that iconic taco punch with spices that make every layer pop; use homemade or your favorite store-bought blend.
- Cream cheese: Softened cream cheese gives the dip its velvety, rich base—make sure it’s at room temperature for easier mixing.
- Sour cream: Adds tang and creaminess, balancing out the richness of the cheese and beans.
- Salsa: Brings a zesty, tomato-kissed kick—choose your preferred level of heat!
- Refried beans: A smooth, hearty layer that adds extra taco-style texture and makes every bite more filling.
- Shredded cheddar cheese: Melts into a golden blanket, adding bold, classic cheesy goodness.
- Shredded Monterey Jack cheese: Creamy and mild, it melts beautifully alongside the cheddar for maximum stretch.
- Chopped green onions: Adds a pop of color and a fresh, slightly sharp flavor to finish things off.
- Sliced black olives (optional): For a salty, briny contrast and extra visual flair—totally up to your taste!
- Tortilla chips for serving: The perfect crispy companion for scooping up every warm, cheesy layer.
How to Make Baked Taco Dip
Step 1: Brown the Ground Beef
Start by preheating your oven to 350°F (175°C). In a large skillet over medium heat, cook your ground beef until it’s browned and cooked through, breaking it into crumbles as you go. This will be the protein-packed layer that gives your Baked Taco Dip that classic taco vibe. Once browned, drain off any excess fat for a lighter, tastier dip.
Step 2: Add Taco Seasoning
Sprinkle your packet of taco seasoning over the browned beef and stir well to coat. Let it cook for another minute or two, so those spices really bloom and flavor the meat. A splash of water (check your taco seasoning instructions) can help the seasoning distribute evenly.
Step 3: Mix the Cream Cheese and Sour Cream
In a separate bowl, stir together the softened cream cheese and sour cream until the mixture is completely smooth. This creamy base is what sets Baked Taco Dip apart! Don’t rush this step—no one likes lumps in their dip.
Step 4: Layer the Dip
Spread the cream cheese and sour cream mixture evenly across the bottom of a 9×13-inch baking dish. Next, dollop the refried beans on top and gently smooth them out to cover. Layer the seasoned ground beef over the beans, followed by a generous pour of your favorite salsa, evenly distributed so every bite gets a hit of that tomato tang.
Step 5: Add the Cheese
Sprinkle both the shredded cheddar and Monterey Jack cheeses all over the top—don’t be shy! These melt into a gooey lid that’s impossible to resist and gives Baked Taco Dip its signature cheesy crust.
Step 6: Bake Until Bubbly
Slide the dish into your preheated oven and bake for 20 to 25 minutes. You’re looking for melted, golden cheese and little bubbles of salsa around the edges—it smells heavenly when it’s ready! Let it cool for a minute before serving so no one burns their tongue in excitement.
Step 7: Garnish and Serve
Sprinkle on those chopped green onions and, if you like, sliced black olives for an extra-professional finish. Hand out the tortilla chips and dig right in while it’s still deliciously warm.
How to Serve Baked Taco Dip

Garnishes
The right garnish truly takes this dip from good to great. A finish of fresh green onions adds color and a bit of bite, and if you’re a fan, sliced black olives give a savory, salty note that cuts through all that rich cheese. Feel free to pop on some chopped fresh cilantro or a few slices of jalapeño if you want a little extra kick.
Side Dishes
Baked Taco Dip is destined to be the center of attention, but it loves company! Serve it up with extra tortilla chips, crunchy crudités like bell pepper strips or celery for a fresh crunch, or alongside a big bowl of Mexican rice or street corn salad. Trust me, your spread will be the hit of any party.
Creative Ways to Present
This dish is ready for your personal flair! Try spooning the baked dip into individual ramekins for perfectly portioned appetizers, or serve it in a skillet for rustic charm. Want a build-your-own dip bar? Set out bowls of fresh toppings for guests to customize their own Baked Taco Dip adventure.
Make Ahead and Storage
Storing Leftovers
If you’re lucky enough to have leftovers, store your Baked Taco Dip covered in the refrigerator for up to 3 days. The layers will stay wonderfully moist, and the flavors actually deepen as they meld together.
Freezing
Yes, you can freeze it! Assemble the dip up to the baking stage, cover tightly, and freeze for up to 2 months. Thaw overnight in the fridge before baking as usual. Cooked leftovers also freeze well—just cool completely before sealing in a freezer-safe container.
Reheating
To reheat, pop portions in the microwave for quick snacking, or rewarm the whole dish in the oven at 350°F until heated through and bubbly. A fresh sprinkle of cheese on top before baking never hurts, either!
FAQs
Can I use ground turkey or chicken instead of beef?
Absolutely! Ground turkey or chicken works beautifully in Baked Taco Dip if you’re looking for a lighter option. Just cook and season it the same way you would the beef.
How spicy is this dip?
The heat level depends on your salsa and taco seasoning. For a mild Baked Taco Dip, use mild salsa and seasoning; for more kick, go for the hot stuff or add some chopped jalapeños.
Can I assemble this ahead of time?
Definitely! Layer everything in your baking dish, cover, and keep in the refrigerator for up to a day in advance. Just bake before serving and you’ll have a fresh, piping hot dish with zero last-minute stress.
Is Baked Taco Dip gluten-free?
It can be! Just check your taco seasoning and tortilla chips to make sure they’re certified gluten-free, and you’re all set. Most other ingredients are naturally gluten-free.
What other toppings go well on this dip?
Get creative! Try shredded lettuce, diced tomatoes, pickled jalapeños, or even a dollop of guacamole on top for extra freshness and flavor.
Final Thoughts
No matter the occasion, this Baked Taco Dip is the kind of dish that brings everyone together, scooping and smiling until the very last bite disappears. Give it a try at your next gathering—your friends and family won’t be able to resist the melty, layered goodness!
Print
Baked Taco Dip Recipe
- Total Time: 40 minutes
- Yield: 12 servings 1x
- Diet: Non-Vegetarian
Description
This Baked Taco Dip is the ultimate crowd-pleaser for any gathering. Layers of flavorful taco-seasoned ground beef, creamy cheeses, and zesty salsa come together in a deliciously gooey dip that pairs perfectly with crunchy tortilla chips.
Ingredients
Ground Beef Layer:
- 1 pound ground beef
- 1 packet taco seasoning mix
Cream Cheese Layer:
- 1 (8-ounce) package cream cheese, softened
- 1 cup sour cream
Additional Layers:
- 1 cup salsa
- 1 (15-ounce) can refried beans
- 2 cups shredded cheddar cheese
- 1 cup shredded Monterey Jack cheese
- 1/4 cup chopped green onions
- 1/4 cup sliced black olives (optional)
- Tortilla chips for serving
Instructions
- Preheat the oven: Preheat the oven to 350°F (175°C).
- Cook the ground beef: In a skillet, brown the ground beef, then add and cook the taco seasoning.
- Prepare cream cheese layer: Mix cream cheese and sour cream until smooth and spread in a baking dish.
- Layer ingredients: Add refried beans, taco-seasoned beef, salsa, and cheeses in order.
- Bake: Bake for 20-25 minutes until cheese is melted and bubbly.
- Garnish and serve: Top with green onions and olives if desired, then serve warm with tortilla chips.
Notes
- Substitute ground turkey or chicken for beef if preferred.
- Add jalapeños or hot sauce for extra heat.
- Dip can be assembled ahead and baked just before serving.
- Prep Time: 15 minutes
- Cook Time: 25 minutes
- Category: Appetizer
- Method: Baking
- Cuisine: Mexican-American
Nutrition
- Serving Size: 1/12 of dip
- Calories: 290
- Sugar: 2g
- Sodium: 550mg
- Fat: 21g
- Saturated Fat: 10g
- Unsaturated Fat: 9g
- Trans Fat: 0g
- Carbohydrates: 9g
- Fiber: 2g
- Protein: 14g
- Cholesterol: 55mg